Universal Acceptance
Use your Card at department stores, gas stations, grocery stores, restaurants and even places where cash can't
go, such as bill payments over the phone, catalogue and internet shopping. Over 30 million merchants worldwide accept Discover/STAR
Debit Cards.
Access to Cash Worldwide
Over 1 million ATMs worldwide accept Discover/STAR Debit Cards. Have access to your cash wherever
you go. PIN is required for ATM use.
Direct Deposit
Save time and money by enrolling in FREE direct deposit. No more check cashing fees,
waiting in lines, trips to the bank, or lost checks. No bank account required.
Free Account to Account Transfers
Customers can transfer
funds from their Platinum VIP account to any other Platinum VIP account for Free simply by logging on or by Phone.
FDIC Insurance
All
accounts are insured up to $100,000.
24/7 Account Access
Access your account balance, transaction history or report a Card lost or stolen
online or via a toll free number 24 hours a day. 7 days a week.
Additional Cards
You can enjoy the added benefit of having up to 3 Prepaid
Debit Cards on your account for friends or other family members. And best of all fund transfers between your Cards are Only $3 per
transfer NO MORE Western Union MoneyGram Fees
Reload Card Options
You can reload funds on your Card an unlimited number of times. In
addition you will also enjoy the flexibility of the following options to load money on the Card:
Wireless Alerts
A free service (standard text messaging rates apply) that allows you to always know
your balance or be aware of any transactions made on your Card with alerts sent to your email or mobile phone.
Platinum VIP Referral
Program
Earn unlimited cash! For every activated Card you refer you earn $5
|
PIN Purchase Convenience Fee(STAR) |
FREE | |
|
Card Fulfillment
(Shipping & Handling) |
| |
|
Monthly Service Fee |
$4.95, billed on accountholder's cycle date Subject
to funds availability | |
|
Signature Purchase Convenience Fee |
FREE | |
|
PIN Purchase Convenience Fee(Discover) |
.25 | |
|
| ||
|
Loading Fee |
Direct Deposit –FREE MoneyGram-$5.95 | |
|
Account-to-Account Transfer -- Via Internet |
$3.00 | |
|
Account-to-Account
Transfer -- Via Toll Free Number |
$4.95 | |
|
Non-Monetary Transactions -- Via Internet |
FREE | |
|
Non-Monetary Transactions -- Via Toll Free Number |
Up
to $0.50 | |
|
Check or Additional Statement Mailing Fee |
$5.95 | |
|
Domestic ATM Cash Withdrawal / Cash Withdrawal at Distributor |
2.00 per withdrawal,
plus ATM owner fees, if any | |
|
International ATM Cash Withdrawal |
$4.95 per withdrawal plus ATM owner fees, if any | |
|
Lost or Stolen Card Replacement
Fee |
|
$9.95 |
Platinum VIP Network
Platinum VIP Prepaid Debit Cards are issued by CornerStone Community Bank in Chattanooga TN,
members FDIC. (Please see back of card for your issuing bank.) Cash Ready Finance LLC. is an authorized Independent Sales Organization
("ISO") of Innovative Processing Solutions. Transaction fees, terms and conditions apply. All trademarks, service marks and registered
marks are the properties of their respective owners. *100% approval of card requests is based on the ability of Platinum VIP to verify
personal information provided.